FIDO (Fast IDentity Online) / FIDO2
FIDO2 is the current generation of authentication standards produced jointly by the FIDO Alliance and the W3C, combining two specifications: WebAuthn (Web Authentication API, W3C Level 3, 2025) and CTAP2 (Client to Authenticator Protocol 2, FIDO Alliance). Its defining security property is origin binding: every FIDO2 credential is generated and used with a cryptographic binding to the specific Relying Party ID (RP ID — typically the registering domain’s origin) encoded into every authentication assertion. An authenticator will refuse to produce an assertion for evil.com using a credential registered with bank.com, even if the phishing site presents an identical login page and intercepts the WebAuthn call — the origin check is enforced inside the authenticator, not in JavaScript, and cannot be bypassed by a man-in-the-middle who controls the network or the browser DOM. This property is what makes FIDO2 phishing-resistant by construction, whereas TOTP, SMS OTP, and push-notification MFA are all interceptable by a real-time phishing proxy. FIDO2 is the direct successor to FIDO U2F (Universal 2nd Factor), which provided phishing resistance as a second factor only; FIDO2 extends the model to full passwordless primary authentication.